Greedy Insurers Reconsider Dumping the ‘Dogs’
Written by Ann Pietrangelo on October 23rd, 2009 in Family, Health Care Policy, In The News, Linked Articles.
Photo: http://www.sxc.hu/photo/1004852
Suppose you are a health insurer in a state that does not allow you to discriminate against people who submit large claims. If you can’t legally dump the sick, what’s an insurer to do? Well, you can always dump the entire plan and everyone on it.
That’s what New York’s Guardian Life Insurance Company did when things got expensive for 37 year-old Ian Pearl, who has muscular dystrophy.
One Guardian Life executive went so far as to call call high-cost patients such as Mr. Pearl “dogs” that the company could “get rid of.”
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